Entries Tagged 'Landlords/Tenants' ↓

How To File A Discrimination Complaint

If you feel that you were wronged and denied tenancy on one of the discriminatory factors, then you should contact the US Department of Housing and Urban Development (often called the HUD), which is the agency that enforces the Fair Housing Act. Call the HUD’s Fair Housing Information Clearing House (800-343-3442) to locate the closest office or check their website. They will provide you with a complaint for and conduct the investigation to decide whether your claim has merit. You must file your claim within a year of the discrimination.

If the HUD determines your suit has merit, a mediator will be appointed to adjudicate the claim. They will contact the landlord and tenant and negotiate a settlement, or conciliation.

What Factors Constitute Housing Discrimination?

You cannot deny tenancy to someone based on:

  • race,
  • religion,
  • ethnicity,
  • national origin,
  • gender/sex,
  • familial status (single, divorced, married, etc.),
  • age,
  • children, and,
  • mental or physical disability.

A landlord can deny tenancy to someone on business grounds, such as an ability to pay, or require someone fulfill a certain criteria, such as sufficient income or an adequate number of positive references.

How To Avoid Discrimination Lawsuits in Tenant Selection

One of the great fears of landlords, in selecting tenants, is that those who are rejected will feel slighted in some way and bring a discrimination lawsuit upon you. The fair housing laws in the US clearly state that you can’t refuse to rent to someone based on a variety of factors such as race, creed, religion, gender, etc (very much like the employment laws on the matter). So, given that information, how do you protect yourself? By clearly writing out why a particular tenant was rejected and those reasons could be credit history, insufficient income, poor past behavior with respect to the references contacted, etc. Ultimately you should document why a tenant was rejected to protect yourself later on.

How Should I Screen A Tenant?

If you’re a prospective landlord and you’re trying to figure out how to screen a tenant, here are the major factors you should consider:

  • Employment, income and credit history - This gives you an idea of the tenants ability to pay.
  • Social Security number and driver’s license numbers - This will prove the identity of the person and allow you to request the credit report.
  • Rental history - Are there a lot of evictions in this tenants history? Have they moved around a lot? How come?
  • Bankruptcies - Again, this goes back to the tenants ability to pay.
  • References - Ask the tenants former landlords for information on this one, was your prospect tenant evicted the last time around?

It’s easier to be more stringent in screening than it is to kick out a tenant, remember that.

Can My Landlord Legally Break My Lease?

In general, the landlord can only break the lease if the tenant significantly violates the terms of the lease or significantly violates the law. A few examples of what sorts of behavior constitute violation of the terms of the lease include paying rent late, keeping pets when pets are not allowed, damaging the property or doing something illegal. Just as the landlord is protected if the tenant wants to terminate the lease, the tenant is protected from the landlord arbitrarily terminating the lease - this equal protection is what’s crucial about this relationship. Without it, the contractual relationship is a sham.

The process for terminating a lease, in most states, is pretty clear. The landlord has to serve a termination notice, give them adequate time to respond, and then the landlord, if they so choose, will bring an eviction lawsuit to get the tenant to leave. Different states have different time periods and the tenant has as little as thirty days to as many as a few months to respond.

Usually landlords like tenants, so if it’s a minor issue that can be resolved amicably then a landlord will generally try to achieve it. If you paid rent late, start paying on-time and you won’t be evicted. If you aren’t supposed to have a pet, perhaps you can negotiate a change to the lease to allow pets. Landlords like tenants, they have to have a pretty good reason to want to evict you!

Early Termination of a Lease

Since the tenant can’t just terminate a lease prior to the end of its rental period, what can a tenant do if they want to get out of a lease? In general, the tenant can’t terminate a lease unless the landlord significantly violates the terms of the lease (fails to make repairs, fails to pay bills that they are responsible for, etc.). In some states, the tenant can break the lease if they satisfy some conditions such as health problems, job relocation, or active military service.

What happens if you have no choice and you have to leave? Unfortunately you are on the hook for the entire lease amount. That’s right, you are responsible for all the rents due for the remainder of the lease. The only recourse you have is that the lanlord does have a legal obligation to try to find a new tenant “reasonably quickly.” When they find one, then you are off the hook.

This is where it is in your best interests, if you want to terminate a lease early, to discuss it with your landlord. Your landlord could be compassionate and just let you out of your lease or they could begin the search early and fill your spot before you leave. Finesse beats court action in this case.

Rental Agreement vs. Lease

In the previous article I mentioned a “rental agreement” and a “lease,” what’s the difference between the two? The difference is with the length of the agreement. If the period of rental is “short,” often less than thirty days, then you would use a written rental agreement. If the period is longer, then it is considered a lease. The two are structured slightly differently (rental agreements automatically renew, leases do not) but that’s the basic difference from a practical perspective.

Why would this matter? In the case of month-to-month rentals, the landlord can change the terms of the contract with written notice every month that the agreement is renewed (generally states require 30 days of written notice, but it can be shorter depending on how often rent is paid or what the two parties agree to).

The lease is much different because of its length. With a lease and a set rental period of six months or a year, the landlord can’t change the terms and a tenant can’t terminate it until the lease expires. At the end of the rental period, the lease will expire unless renegotiated and renewed. Unlike rental agreements, there is no automatic renewal.

The Importance of Leases and Rental Agreements

Before you move into a place, it’s crucially important that you have, review, and sign a lease or rental agreement. That lease or rental agreement is a contract that establishes the legal basis of the tenant-landlord relationship and will be the foundation on which you will resolve your disputes. If you ever need to go to court, you will need to produce that in order to get any resolution. Ultimately, it puts the landlord and the tenant on the same page with respect to a multitude of issues including but not limited to: the length of the agreement, the amount of rent and the deposits required, the number of tenants in the property, who is responsible for utilities, the access the landlord has to the property, and dispute resolution clauses.

Always get the document in writing and always have both parties sign it. If it’s strictly verbal, you have a lot of opportunity to forget what was agreed to and some states won’t accept verbal agreements. While it might be nice to have something quick and easy like a handshake, you put yourself at risk because you have nothing in writing to refer to. Your memory may seem fine now, but wait 8 months and a few arguments, you may find your memory wrong (or you could be right, but you now have no proof!).

Lastly, if it’s on paper and you can refer to it, a dispute could be resolved simply be referencing the document instead of the expensive route of the court.

Landlords and Tenants Category

There are a lot of problems that stem from the landlord-tenant relationship and many of these problems could be resolved very quickly if there was a clearer understanding of the law in this area. This category will seek to explain those laws as clearly as possible and they will cover many topics from lease and rental agreements to the handling of deposits to repairs/maintenance and even to dispute resolution. It’s going to be a pretty large category with lots of good information so we hope you find this very valuable and useful.